Founded in 1949 and registered in 1951, Whim Credit Union has served the people of Tobago for over 75 years. We are a people-driven, first-class credit union dedicated to the financial and social development of our community.
Established 9th December with 46 members and share capital of $126.32. Registered office at the Whim E.C. School.
1951
On 17th May, Mr. Michael Roberts mobilized the Whim community. On 14th December, Whim Credit Union was officially registered.
1951–1988
Credit Union operations and meetings held at Mr. Michael Roberts’ garage.
1986
Membership: 204. Assets: $360,000.
1988
First Manager, Mrs. Lauretta Dumas, was hired.
1991
Purchased land on Dunveygan Road, where the office still operates today.
1992
Hired second employee, Ms. Anella Baird, to support growing operations.
1995
Membership: 510. Assets: $1.2 million.
2001
Membership: 618. Assets: $2.1 million.
2009
Computerization of the Societies Accounts
2011
Membership: 1,241. Assets: $12.8 million. Awarded Most Promising Credit Union (CCULTT).
2021
Membership: 2,000. Assets: $44.7 million.
2025
Membership: 2,538. Assets: $60.5 million. Awarded Most Improved Financial Performance by CCULTT.
CORE FOUNDATIONS
Mission, Vision & Passion
Our Mission
To promote the holistic development of members and the cooperative spirit within the community, through financial and other services, by promoting thrift and using the creativity and talents of our staff and new technologies.
Our Vision
Whim is a people-driven, first-class credit union: financially sound, adaptable, and continuously contributing to the development of the community.
Our Passion
Serving members and satisfying their needs.
GOVERNANCE
Board of Directors
Judy Radgman
PRESIDENT
Candace Radgman
VICE PRESIDENT
Aneika Edwards
SECRETARY
Hadassah Findley-Davis
ASSISTANT SECRETARY
Valton Brathwaite
DIRECTOR
Jamie Franklyn-George
DIRECTOR
Neilon Graham
DIRECTOR
Desron Phillip
DIRECTOR
Ronnie T. Spence
DIRECTOR
OVERSIGHT
Credit Committee
Anderson John
CHAIRPERSON
Tricia Turner
SECRETARY
Nelsia Graham-Grimshaw
MEMBER
Camille Mills-Phillips
MEMBER
Terrencia Parks
MEMBER
AUDIT & COMPLIANCE
Supervisory Committee
Britanny Henry
CHAIRPERSON
Amina James-Mc Intyre
SECRETARY
Sharlene Findley-Stewart
MEMBER
COMMUNITY SPIRIT
Community Involvement
Whim collaborates with community groups and initiatives across Tobago, championing structural growth, sporting activities, and social support networks that bring island neighborhoods closer.
My vehicle loan experience with Whim Credit Union was smooth and straightforward. The staff explained everything clearly, kept me informed, and provided excellent support. I received the financing I needed and would gladly recommend Whim Credit Union for reliable financial services.