OUR STORY

About Whim Credit Union

Founded in 1949 and registered in 1951, Whim Credit Union has served the people of Tobago for over 75 years. We are a people-driven, first-class credit union dedicated to the financial and social development of our community.

OUR LEGACY

History & Milestones

1949

Established 9th December with 46 members and share capital of $126.32. Registered office at the Whim E.C. School.

1951

On 17th May, Mr. Michael Roberts mobilized the Whim community. On 14th December, Whim Credit Union was officially registered.

1951–1988

Credit Union operations and meetings held at Mr. Michael Roberts’ garage.

1986

Membership: 204. Assets: $360,000.

1988

First Manager, Mrs. Lauretta Dumas, was hired.

1991

Purchased land on Dunveygan Road, where the office still operates today.

1992

Hired second employee, Ms. Anella Baird, to support growing operations.

1995

Membership: 510. Assets: $1.2 million.

2001

Membership: 618. Assets: $2.1 million.

2009

Computerization of the Societies Accounts

2011

Membership: 1,241. Assets: $12.8 million. Awarded Most Promising Credit Union (CCULTT).

2021

Membership: 2,000. Assets: $44.7 million.

2025

Membership: 2,538. Assets: $60.5 million. Awarded Most Improved Financial Performance by CCULTT.

CORE FOUNDATIONS

Mission, Vision & Passion

Our Mission

To promote the holistic development of members and the cooperative spirit within the community, through financial and other services, by promoting thrift and using the creativity and talents of our staff and new technologies.

Our Vision

Whim is a people-driven, first-class credit union: financially sound, adaptable, and continuously contributing to the development of the community.

Our Passion

Serving members and satisfying their needs.

GOVERNANCE

Board of Directors

Judy Radgman, President, Whim Credit Union

Judy Radgman

PRESIDENT

Candace Radgman, Vice President, Whim Credit Union

Candace Radgman

VICE PRESIDENT

Aneika Edwards, Secretary

Aneika Edwards

SECRETARY

Hadassah Findley-Davis, Assistant Secretary, Whim Credit Union

Hadassah Findley-Davis

ASSISTANT SECRETARY

PLACEHOLDER – Valton Brathwaite portrait

Valton Brathwaite

DIRECTOR

Jamie Franklyn-George, Director, Whim Credit Union

Jamie Franklyn-George

DIRECTOR

PLACEHOLDER – Neilon Graham portrait

Neilon Graham

DIRECTOR

Desron Phillip, Director, Whim Credit Union

Desron Phillip

DIRECTOR

PLACEHOLDER – Ronnie T. Spence portrait

Ronnie T. Spence

DIRECTOR

OVERSIGHT

Credit Committee

Anderson John, Chairperson, Credit Committee, Whim Credit Union

Anderson John

CHAIRPERSON

PLACEHOLDER – Tricia Turner portrait

Tricia Turner

SECRETARY

Nelsia Graham-Grimshaw, Member, Credit Committee, Whim Credit Union

Nelsia Graham-Grimshaw

MEMBER

Camille Mills-Phillips, Member, Credit Committee, Whim Credit Union

Camille Mills-Phillips

MEMBER

Terrencia Parks, Member, Credit Committee, Whim Credit Union

Terrencia Parks

MEMBER

AUDIT & COMPLIANCE

Supervisory Committee

Britanny Henry, Chairperson, Supervisory Committee, Whim Credit Union

Britanny Henry

CHAIRPERSON

Amina James-Mc Intyre, Secretary, Supervisory Committee, Whim Credit Union

Amina James-Mc Intyre

SECRETARY

Sharlene Findley-Stewart, Member

Sharlene Findley-Stewart

MEMBER

COMMUNITY SPIRIT

Community Involvement

Whim collaborates with community groups and initiatives across Tobago, championing structural growth, sporting activities, and social support networks that bring island neighborhoods closer.

Whim Police Youth Club

Whim Sports & Cultural Club

Whim Leeds United FC

Whim Youth Group

Whim Anglican Primary School

Mary's Hill SDA Church

St Michael's Anglican Primary School students in uniform standing on steps in front of a waterfall mural
Melissa Louis, Whim Credit Union member since 1992

Member story

My vehicle loan experience with Whim Credit Union was smooth and straightforward. The staff explained everything clearly, kept me informed, and provided excellent support. I received the financing I needed and would gladly recommend Whim Credit Union for reliable financial services.

Melissa Louis

Member since 1992