WHO IT'S FOR

Drive away with confidence

Buying your first vehicle, upgrading to a newer model, or choosing a reliable used car, our Vehicle Loan keeps financing simple and affordable. Competitive rates, flexible repayment, and personal service to get you behind the wheel sooner.

Driver's view of a modern car dashboard and steering wheel on an open road at sunset

VALUE PROPOSITION

Why Choose Our Vehicle Loan

Competitive interest rates

Lock in exceptional fixed rates that safeguard your budget and guarantee stable repayments.

Flexible repayment terms

Structure your repayment timeline comfortably with customizable cycles designed around you.

Affordable monthly repayments

We balance amortization terms to deliver comfortable payouts that protect your liquid cash flow.

A fast, simple application process

Get pre-approved in record time with straightforward, transparent support from the local Whim crew.

Exclusive member insurance discounts

Leverage our strategic partnerships to unlock exceptional motor insurance rates from Colfire and Nagico.

FINANCING DETAILS

Loan ProductTermMaximum Limit
New Vehicles8 years$250,000
RORO (used, Imported)6 years$200,000
* RORO covers a used vehicle shipped in by roll-on, roll-off. We spell it out so members know exactly which rate applies to them.
Smiling couple opening the door of a new white car at a dealership

REQUIREMENTS

What You'll Need To Apply

Two valid forms of national ID

Job letter and recent payslip (not older than 1 month)

Recent utility bill (to verify your address)

Invoice from the car dealer and valid insurance quote

Ready to drive?

Submit your basic details to pre-qualify. An expert lending representative will guide you through the next steps.

Melissa Louis, Whim Credit Union member since 1992

Member story

My vehicle loan experience with Whim Credit Union was smooth and straightforward. The staff explained everything clearly, kept me informed, and provided excellent support. I received the financing I needed and would gladly recommend Whim Credit Union for reliable financial services.

Melissa Louis

Member since 1992