WHO IT'S FOR
Drive away with confidence
Buying your first vehicle, upgrading to a newer model, or choosing a reliable used car, our Vehicle Loan keeps financing simple and affordable. Competitive rates, flexible repayment, and personal service to get you behind the wheel sooner.
VALUE PROPOSITION
Why Choose Our Vehicle Loan
Competitive interest rates
Lock in exceptional fixed rates that safeguard your budget and guarantee stable repayments.
Flexible repayment terms
Structure your repayment timeline comfortably with customizable cycles designed around you.
Affordable monthly repayments
We balance amortization terms to deliver comfortable payouts that protect your liquid cash flow.
A fast, simple application process
Get pre-approved in record time with straightforward, transparent support from the local Whim crew.
Exclusive member insurance discounts
Leverage our strategic partnerships to unlock exceptional motor insurance rates from Colfire and Nagico.
FINANCING DETAILS
| Loan Product | Term | Maximum Limit |
|---|---|---|
| New Vehicles | 8 years | $250,000 |
| RORO (used, Imported) | 6 years | $200,000 |
| * RORO covers a used vehicle shipped in by roll-on, roll-off. We spell it out so members know exactly which rate applies to them. | ||
REQUIREMENTS
What You'll Need To Apply
Two valid forms of national ID
Job letter and recent payslip (not older than 1 month)
Recent utility bill (to verify your address)
Invoice from the car dealer and valid insurance quote
Ready to drive?
Submit your basic details to pre-qualify. An expert lending representative will guide you through the next steps.