WHO IT'S FOR
Improve the home you love
Whether you are making essential repairs, modernizing your space, or adding value to your home, our Home Renovation Loan gives you the financing to get started.
VALUE PROPOSITION
Why Choose Our Home Renovation Loan
Competitive interest rates
Enjoy low fixed rates that keep your monthly payments budget-friendly and predictable.
Affordable repayment options
Tailored monthly payment plans built to fit your financial timeline and salary cycle.
Flexible loan terms
Choose comfortable terms spanning up to 6 years with no penalty for early repayment.
A simple application process
Fast approval turnaround times with straight-forward guidance from your local Whim team.
Friendly, personal service
Deal directly with part-owners who care about your journey and community development.
FINANCING DETAILS
| Loan Product | Term | Maximum Limit |
|---|---|---|
| Home Renovation | 6 years | $120,000 |
REQUIREMENTS
What You'll Need To Apply
Two valid forms of national ID
Job letter and recent payslip (not older than 1 month)
Recent utility bill (to verify your address)
Invoice from your hardware supplier or contractor
Ready to remodel?
Submit your basic details to pre-qualify. An expert lending representative will guide you through the next steps.
